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About DOST – Powered by MMBL
Transform your banking experience with DOST – Powered by MMBL, Pakistan's leading digital bank app designed for secure, fast, and accessible online banking. Whether you're managing daily finances or planning for growth, DOST puts complete control of your money at your fingertips, available 24/7 from anywhere.
Send up to PKR 1,500,000 per day instantly, grow your savings through term deposits earning market-leading profits, and apply for loans from home without visiting a branch. Pay bills in seconds, top up mobile credit, and manage your entire financial life through one seamless app. DOST simplifies banking by letting you handle money transfers between MMBL and other banks, utility payments, debit card management, and loan repayment—all with just a few taps.
Experience next-generation digital banking with an enhanced user interface, real-time account information access, and biometric security through fingerprint and Face ID verification. The app now features a women-centric theme layout designed specifically for female customers, plus streamlined loan renewal for Gold Loan holders. Download statements with flexible date ranges, access withholding tax certificates, and retrieve bank statements dating back two years—all instantly available in your pocket.
DOST connects you to over a hundred trusted billers including utility providers, telecom companies, government institutions, airlines, ISPs, and educational organizations, making every transaction effortless. New account opening, customer profile management, branch and ATM location services, card blocking and PIN changes—manage it all independently without branch visits. Complaint registration and debit card controls give you full oversight of your banking security.
Available in both English and Urdu, DOST ensures financial inclusion and accessibility for all MMBL customers nationwide. Guest mode allows non-account holders to explore features, while existing customers enjoy priority access to exclusive loan products and investment opportunities. Round-the-clock customer support is just a WhatsApp message, email, or phone call away from the app's homepage.
Download DOST – Powered by MMBL today and experience banking redefined—convenient, secure, and entirely in your control. Welcome to Aapka Mukammal Digital Bank.
Pros & Cons
Pros
- Send money instantly up to PKR 1.5 million per day between banks
- Biometric security with fingerprint and Face ID verification
- Access account statements and tax certificates from past two years
- Pay bills and top up mobile credit through over 100 trusted billers
- Apply for loans and manage accounts without visiting a branch
Cons
- Requires account opening and identity verification before full access
- Real-time transaction capability may encourage impulsive spending decisions
- Android-only app with no mention of iOS or desktop availability
- Loan and deposit features subject to interest rate and approval conditions
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